Nōhaka Rau

Empowering Home Ownership

Nōhaka Rau is a Te Rūnanga o Ngāi Tahu programme aimed at empowering all Ngāi Tahu whānau in their home ownership journey.

In partnership with Mokowhiti Consultancy, whānau will receive tailored support and financial advice. Whānau who meet bank lending criteria and Nōhaka Rau programme criteria may receive additional support for their deposit.

What support will you get?

  • Financial literacy support including budgeting.
  • Whānau will get free tailored support from a financial consultant who will guide you through the steps in buying a home.
  • Advice from financial consultant in getting a deposit together.
  • Te Rūnanga o Ngāi Tahu may consider an application to provide a top up to your deposit to meet requirements. This is interest free for 15 years.
  • Advice on insurances and Will.

Nōhaka Rau home ownership programme is ideal for Ngāi Tahu registered whānau who:

  • Are first home buyers or second chance buyers
  • Are committed to attend free online home ownership and financial capability workshops
  • Have a minimum household income of $80,000 and a maximum of $150,000 per year (intergenerational household can earn more). This is in line with current home loan lending criteria.

Home Ownership and Financial Capability Workshops

Learn about home ownership, get ideas in pulling together a deposit, and understand the buying process through these workshops with a financial consultant.

  • Workshop One: Overview of Nōhaka Rau – home ownership programme
  • Workshop Two: Money Plan + Budgets
  • Workshop Three: Money motivation and beliefs
  • Workshop Four: Good debt, Bad debt
  • Workshop Five: Planning for the unexpected

Kāinga Ora Home Ownership

Shared Equity Programme for First Home Buyers

Kāinga Ora offers several products and resources that can give you a helping hand toward home ownership. Have a look at what could be right for you. Find out more here.

Frequently Asked Questions

How does the programme work? How much can I apply for? We've compiled all of the frequently asked questions in an easy-to-read document.

Get In Touch

For any pātai please contact Trudy Thomson.