Nohaka Rau
Empowering Home Ownership

Nohaka Rau is a Te Rūnanga o Ngāi Tahu programme aimed at empowering all Ngāi Tahu whānau in their home ownership journey.

In partnership with Mokowhiti Consultancy, whānau will receive tailored support and financial advice. Whānau who meet bank lending criteria and Nohaka Rau programme criteria may receive additional support for their deposit.

What support will you get?

  • Financial literacy support including budgeting.
  • Whānau will get free tailored support from a financial consultant who will guide you through the steps in buying a home.
  • Advice from financial consultant in getting a deposit together.
  • Te Rūnanga o Ngāi Tahu may consider an application to provide a top up to your deposit to meet requirements. This is interest free for 15 years.
  • Advice on insurances and Will.

Nohaka Rau home ownership programme is ideal for Ngāi Tahu registered whānau who:

  • Are first home buyers or second chance buyers
  • Want to live in the Ngāi Tahu takiwā
  • Are committed to attend free online home ownership and financial capability workshops
  • Have a minimum household income of $80,000 and a maximum of $130,000 per year (intergenerational household can earn more). This is in line with current home loan lending criteria.

To find out more about Nohaka Rau, register for the online hui. To be part of the programme, you will need to attend Workshop 1 and Workshop 2.

Workshops 3, 4 and 5 are optional but highly recommended.

Available dates and times of the workshops




Workshop one:
Nohaka Rau: Overview of the programme
Monday 16 May or
Monday 23 May
10-11am or 6-7pm
Workshop two:
Money plans + Budgets
Wednesday 18 May or
Wednesday 25 May
10-11am or 6-7pm
Workshop three:
Money motivation and beliefs
30 May, 1 June or 6 June 10-11am or 6-7pm
Workshop four:
Good debt, Bad debt
30 May, 1 June or 6 June 10-11am or 6-7pm
Workshop five:
Planning for the unexpected
30 May, 1 June or 6 June 10-11am or 6-7pm


Download answers to our Frequently Asked Questions.

Register for workshops

Register here to attend the workshops

For any pātai please contact: Trudy Thomson [email protected]